What is Trade Credit Insurance? | Credit insurance

What is trade credit insurance? ... Also called accounts receivable insurance – is different from “insurance” in the traditional sense. It is a partnership that provides​ ...EnglishTradeCreditInsuranceWhatisTradeCreditInsurance?TradeCreditInsuranceBecausethefutureisn’talwaysasexpected,wepredicttradeandcreditriskstoday,toprotectcashflowtomorrowGetafreequote!Whatistradecreditinsurance?Alsocalledaccountsreceivableinsurance–isdifferentfrom“insurance”inthetraditionalsense.Itisapartnershipthatprovidesworld-classknowledgeanddatatoempoweryourtradingdecisions,backedbyareimbursementguaranteeshouldanunexpectedcustomernon-paymentoccur. Businessesthatchoosetradecreditinsurancebenefitfromsafesalesexpansion–athomeandabroad–tonewandexistingcustomers.Italsohelpsyouaccesstoworkingcapitalwhilereducingyouroverallrisk.Whatdoestradecreditinsurancecover?Itprotectsbusinessesfromnon-paymentofcommercialdebt.Itcoversyourbusiness-to-businessaccountsreceivable.Ifyoudonotreceivewhatyouareowedduetoabuyer'sbankruptcy,insolvencyorotherissue,orifpaymentisverylate,thepolicywillreimburseyouforamajorityoftheoutstandingdebt.Thishelpsyouprotectyourcapital,maintainyourcashflowandsecureyourearningswhileextendingyourcompetitivecredittermsandhelpingyouaccessmoreattractivefinancing.Withtradecreditinsurance,youcanreliablymanagethecommercialandpoliticalrisksoftradethatarebeyondyourcontrol.Itcanhelpyoufeelsecureinextendingmorecredittocurrentcustomersorpursuingnew,largercustomersthatwouldhaveotherwiseseemedtoorisky.Howdoesitwork?CustomersHealthCheckWeanalysethecreditworthinessandfinancialstabilityofyourcustomers.CreditlimitcalculatedEachcustomerhasalimitwhichisthemaximumamountwewillindemnifyifthatcustomerfailstopay.BusinessasusualYoutradewithyourexistingcustomersasyouwish,withtheriskcovereduptothelimit.TradinglimitupdatesWekeepyouinformedofadjustmentstolimitsastheymayberaisedorreducedwhenconditionschange.BusinessbuildingYoucheckthecreditworthinessofpotentialnewcustomers.Weconfirmagreementorexplainifyourrequestisd


常見投資理財問答


延伸文章資訊