NavigationPersonalBusinessLoginWelcometoMyAMPMyAMPOnlineManageyourKiwiSaver,NZRT,andinvestmentsLoginBetterMoneyViewallyouraccountsinoneplaceLoginForgotyourusername?Forgotyourpassword?LoginOrLogintoPersonalWealthViewMyInsuranceManagerBusinessEmployerToolboxAdvisersAdviserCentralPartnerPortalAMPLifeLogintoAMPLifeFacebookTwitterLinkedInEmailHelpmetoGetmorefrommoneyFacebookTwitterLinkedInEmailFinancialFreedom'Financialindependence'or'financialfreedom'isagoaleveryoneshouldonedayhopetoachieve.Itmeanshavingenoughmoneysavedandinvestedtoallowyoutostopworkingandenjoyahighqualityoflife.Youmayofcoursechoosetocontinueworking,buthavingfinancialfreedommeansyouaren'treliantontheincomefromyourjobinordertolivecomfortably.Discoversomesimplewaysyoucanputyourselfonthepathtofinancialfreedom.AfreshperspectiveonhomeownershipIntoday’smarket,it’snoteasybeingafirsthomebuyer.Butsimplychangingthewayyouthinkabouthomeownership,canmakeitsomucheasiertogetonthepropertyladder.BuyingyourfirsthomeHowdoyouturnyourdreamsintoreality?There’sonesmallthingthat’sholdingmanyofusback,andthat’snothavingaplan.Weallhavedreamsbutplanningandgoalshelpturnthosedreamsintoreality.Manyofusareheldbackbyguiltfrompoorfinancialdecisionsbutit’snevertoolatetogetstartedonaplanforthefuture.Tipsongoal-settingHowmuchwillyouneedtoretire?Greatnews!–manyofusarenowlivinglonger.Andthatmeansyoumightspendaquarterofyourlifeinretirement.Butretirementisexpensive–especiallyifyouwanttocovermorethanjustthebasics.Findouthowtobetterprepareforretirement.PrepareforyourretirementTipsongoal-settingShowmoreSettingyourselfupforsuccessWhyisitimportanttohavegoals?Goalsprovidetheshort-termmotivationneededtoachieveourlong-termobjectives.GoalscanbeBIG(likebuyingahouse)orsmall(likesavingforanewsmartphone).Settinggoalswillhelpyoutothinkaboutwhatyouwanttoachieveinlife–foryourselfandyourfamily.Mostgoalsrequiremoney.So,it’susefultothinkabouthowmucheachofyourgoalswillcost.Youcanthentakestockofwhereyouarefinanciallyandputaplaninplacetoachieveyourgoals.Threethings