台灣人壽吉美好美元利率變動型終身壽險IRR分析:相對利差勝定存416%,勝美國政府公債ETF IEI 801%. 由 儲蓄保險王 · 2020-10-04 / 1,625 次瀏覽 ...台灣人壽0儲蓄保險王>各家保險公司>台灣人壽>台灣人壽吉美好美元利率變動型終身壽險IRR分析:相對利差勝定存416%,勝美國政府公債ETFIEI801%台灣人壽吉美好美元利率變動型終身壽險IRR分析:相對利差勝定存416%,勝美國政府公債ETFIEI801%由儲蓄保險王·2020-10-04建議書由保經業務提供,若需推薦,請至儲蓄保險王粉絲團私訊以上建議書為最低承保保額3000美金躉繳保費僅3399美金約台幣10萬元 目前金管會的新規定利變壽險需要加入死亡保障可以看建議書身故保險金欄位除以躉繳保費的話約1.9倍以上這應該不是買儲蓄險的投資人所在乎就不在此多加著墨是比其他儲蓄商品額外多的一些死亡保障功能 高保費折扣如下:廢話沒有這麼多直接上IRRFB:儲蓄保險王 賴: @wvr5039s宣告表定保費3399.0 折扣解約金2.90%實繳保費3399.0 0.0%增加率年解約金IRR總報酬率 12525.07-25.71%-25.71% 22613.73-12.31%-23.10% 33509.451.07%3.25% 43611.481.53%6.25%2.91%53716.331.80%9.34%2.90%63824.011.98%12.50%2.90%73969.522.24%16.78%3.81%84083.432.32%20.14%2.87%94200.392.38%23.58%2.86%104320.342.43%27.11%2.86%114444.662.47%30.76%2.88%124572.152.50%34.51%2.87%134702.92.53%38.36%2.86%144836.922.55%42.30%2.85%154975.532.57%46.38%2.87%165117.522.59%50.56%2.85%175262.942.61%54.84%2.84%185413.092.62%59.26%2.85%195566.812.63%63.78%2.84%205725.472.64%68.45%2.85% 台灣銀行10月的美金定存利率為0.4%查詢ETF.com目前美國政府公債ETFIEI的殖利率為0.23%許多投資人不知道美國政府公債的殖利率以為隨便都有3%~5%以上告訴他正確答案後還不相信這個答案是正確的未免有人不相信直接截圖為證:儲蓄險風雲再起!台灣人壽吉美好六年大勝美金定存相對利差416%也就是利息是定存的5.16倍FB:儲蓄保險王賴:儲蓄保險王.正義真話侠儲蓄保險王宣告3399.0 折扣賴:@wvr5039s賴:@wvr5039s2.90%3399.0 0.0%定存利率0.40%美富利勝出年IRR總報酬率本利和總報酬率絕對利差相對利差1-25.71%-25.71%3412.60 0.40%NANA2-12.31%-23.10%3426.25 0.80%NANA31.07%3.25%3439.95 1.20%0.68%169.71%41.53%6.25%3453.71 1.61%1.16%288.37%51.80%9.34%3467.53 2.02%1.46%363.08%61.98%12.50%3481.40 2.42%1.68%415.81%72.24%16.78%3495.32 2.83%1.99%492.31%82.32%20.14%3509.30 3.25%2.11%520.50%92.38%23.58%3523.34 3.66%2.21%544.51%102.43%27.11%3537.43 4.07%2.30%565.55%112.47%30.76%3551.58 4.49%2.39%585.30%122.50%34.51%3565.79 4.91%2.47%603.37%132.53%38.36%3580.05 5.33%2.54%620.18%142.55%42.30%3594.37 5.75%2.61%635.99%152.57%46.38%3608.75 6.17%2.68%651.62%162.59%50.56%3623.19 6.60%2.75%666.56%172.61%54.84%3637.68 7.02%2.81%680.94%182.62%59.26%3652.23 7.45%2.88%695.36%192.63%63.78%3666.84 7.88%2.94%709.37%202.64%68.45%3681.51 8.31%3.01%723.51% 儲蓄險風雲再起!台灣人壽