Wondering how long it will take you to reach financial freedom? Here's an early retirement calculator & spreadsheet to give you good idea.SkiptomaincontentSkiptosecondarymenuSkiptoprimarysidebarSkiptofooterHeaderAdINSIDE:Wonderinghowlongitwilltakeyoutoreachfinancialfreedom?Withthisearlyretirementcalculatorandspreadsheet,youcangetaprettygoodidea.Youcandownloaditforfree!AfterbeinginspiredbyJeremy’searlyretirementstory,Idecidedtositdownandcalculateonceandforallhowlongitwouldtakeforustoretireearlyaswell.(Andbyretireearly,Ireallymean“befinanciallyindependent”–ienotneedingmoneyanymoretosurvivewhetheryoustillwanttoworkornot.InawayIfeellikeI’malreadyretiredsinceI’dbebloggingasIamnowwhenofficiallyfree,onlyIverymuchneedthemoneytoliveoffrightnow,haha…)Asanygoodnerdwoulddointhesetimes,IheadedstraighttoGoogleforsomeearlyretirementspreadsheetstohelpplotmyscheming.IcameacrossafewgoodplacesthatsharedclosetowhatIwaslookingfor(the2ndspreadsheetoveratRedditwashelpful(anddetailed!),aswellasthisfunearlyretirementcalculatoratNetworthify.com),butIcouldn’tfindanythingthatwasniceandsimplewhereIcouldpluginafewnumbersandgetmysnapshotwithouthavingmyheadexplode..SoIdecidedtomakeoneofmyowntofigureoutwhencanIretire:)First,theBestEarlyRetirementCalculatorUpdate:Beforewelookatmyspreadsheet,it’sworthmentioningthatifyouwanttoautomatealotofyourearlyretirementprojections,it’ssupereasytodoitwithPersonalCapital’sfreeretirementplanningtool.ThegreatthingaboutusingPersonalCapitalto runyourretirementnumbersisthatitautomatesthewhole process.Becausethisearlyretirementcalculatorconnectsdirectlywithyourfinancialaccounts,youdon’thavetoinputthenumbersyourself.Ontopofthat,thePersonalCapitalretirementplannerwillrunaMonteCarloanalysisofyouractualspendingandsavingshabitstofigureouthowcloseyouaretohittingyourtargetretirementdate.Bestofall,its100%free.Justsignupforanaccounthereandyoucanplayaroundwiththeirkick-assearlyretirementcalculatorandtoolstoseehowyourmonthlyspendingwillaffectyourretirementtimeline.PersonalCapitala