Net Interest Margin | Net interest margin

Net interest margin is the difference between the interest income generated and the amount of interest paid out to lenders. ... They show how well a company ...NetInterestMarginThedifferencebetweentheinterestincomegeneratedandtheamountofinterestpaidouttolendersHome›Resources›Knowledge›Finance›NetInterestMarginWhatisNetInterestMargin?Financialintermediariesintheeconomydealextensivelywithborrowingandlending,andthenetinterestmarginisthenetbenefitoflending. Netinterestmarginisthedifferencebetweentheinterestincomegeneratedandtheamountofinterestpaidouttolenders.Itisanindustry-specificprofitabilityratioProfitabilityRatiosProfitabilityratiosarefinancialmetricsusedbyanalystsandinvestorstomeasureandevaluatetheabilityofacompanytogenerateincome(profit)relativetorevenue,balancesheetassets,operatingcosts,andshareholders'equityduringaspecificperiodoftime.Theyshowhowwellacompanyutilizesitsassetstoproduceprofitforbanksandotherfinancialinstitutionsthatlendoutinterest-earningassets. SummaryNetinterestmarginisameasureofprofitabilityforbanksandfinancialinstitutions.Itreferstothedifferencebetweeninterestreceivedandinterestpaid.Interestratesintheeconomysignificantlyaffectthefinancialnetinterestmargin.Apositivenetinterestmarginindicatesthatthebankisefficientlyinvesting,whereasanegativenetinterestmarginimpliesinefficientinvesting. NetInterestMarginFormula InterestRevenueInterestrevenueisgeneratedthroughinterestpaymentsthebankreceivesonoutstandingloans.Itismadeupofcreditlinesandloansonthefinancialinstitution’sbalancesheet. InterestExpenseInterestexpenseisthepricethelenderchargestheborrowerinafinancingtransaction.Itisthecostofborrowingmoney.Itistheinterestthataccumulatesonoutstandingliabilities.Commonexamplesincludecustomerdepositsandwholesalefinancing. AverageEarningAssetsAcompany’searningassetsareinvestmentsthatproduceincomewithoutanysignificanteffortonitsowner’spart.Somepopularearningassetsarestocks,bondsBondsBondsarefixed-incomesecuritiesthatareissuedbycorporationsandgovernmentstoraisec

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How is net interest margin (NIM) calculated? | Net interest margin
It is similar to the gross margin or gross profit margin of non-banking finance companies.
How is net interest margin (NIM) calculated? | Net interest margin
Net interest margin (NIM) is a measure of the difference between the interest income earned by a bank or other financial institution and the ...
Interest Margin | Net interest margin
Net interest margin (NIM) is a measure of the net return on the bank's earning assets, which include investment securities, loans, and leases.
Net interest margin of banks in the U.S. 1995-2019 | Net interest margin
Net interest margin is a measure of the difference between the interest income generated by banks or other financial institutions and the ...
Interest rate risk and bank net interest margins | Net interest margin
The result was actually negative net interest income for two years at US thrifts, after net interest margins had averaged nearly 1.5% over the preceding decade ...
Net Interest Margin | Net interest margin
Net interest margin is the difference between the interest income generated and the amount of interest paid out to lenders. ... They show how well a company ...
凈利息收益率 | Net interest margin
凈利息收益率（Net Interest Margin，NIM）凈利息收益率是利息凈收入與總生息資產平均餘額的比率，數字愈高，反映銀行獲利能力愈高。凈利息收益率是衡量銀行貸款業務 ...
Net interest margin | Net interest margin
Net interest margin (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of ...
What Net Interest Margin Is Typical for a Bank? | Net interest margin
Net interest margin (NIM) reveals the amount of money that a bank is earning in interest on loans compared to the amount it is paying in interest on deposits.
Net Interest Margin Definition | Net interest margin
Net interest margin (NIM) is a measurement comparing the net interest income a financial firm generates from credit products like loans and mortgages, ...