This calculator will compute a present value interest factor (PVIF), given the periodic interest rate and the number of periods. The PVIF is commonly used to ...usedbypeopleinmorethan150countries!HomeReturntotheFreeFinancialCalculatorshomepageReturntoDanielSoper.comCalculatorFormulasReferencesRelatedCalculatorsXFinancialCalculators>PresentValueInterestFactor(PVIF)CalculatorPresentValueInterestFactor(PVIF)CalculatorThiscalculatorwillcomputeapresentvalueinterestfactor(PVIF),giventheperiodicinterestrateandthenumberofperiods.ThePVIFiscommonlyusedtosimplifytheprocessofcalculatingpresentvalues.Pleaseenterthenecessaryparametervalues,andthenclick'Calculate'.Numberofperiods:Periodicrate:RelatedResourcesCalculatorFormulasReferencesRelatedCalculatorsSearch

AccessPremiumVersion×HomeHealthandFitnessMathRandomnessSportsTextToolsTimeandDateWebmasterToolsMiscellaneousHashandChecksum☰ADVERTISEMENT首頁>財務計算器>PVIF計算器PVIF計算器每期利率:%周期數:關於PVIF計算器PVIF計算器用於計算當前值因子，該當前因子是用於計算未來期間要接收的金額的當前值的估計值的因子。

現值因子也稱為現值利息因子（縮寫為PVIF）。

PVIF公式PVIF計算公式如下：PVIF=1/（1+r）n其中：PVIF=現值利息因子r=每期利率n=期數PVIF表您還可以使用PVIF表來查找PVIF的值。

以下是PVIF表，顯示PVIF的利率範圍為1％至30％，期間數為1至50。

期1％2％3％4％5％6％7％8％9％10％10.99010.98040.97090.96150.95240.94340.93460.92590.91740.909120.98030.96120.94260.92460.90700.89000.87340.85730.84170.826430.97060.94230.91510.88900.86380.83960.81630.79380.77220.751340.96100.92380.88850.85480.82270.79210.76290.73500.70840.6830五0.95150.90570.86260.82190.78350.74730.71300.68060.64990.620960.94200.88800.83750.79030.74620.70500.66630.63020.59630.564570.93270.87060.81310.75990.71070.66510.62270.58350.54700.513280.92350.85350.78940.73070.67680.62740.58200.54030.50190.466590.91430.83680.76640.70260.64460.59190.54390.50020.46040.4241100.90530.82030.74410.67560.61390.55840.50830.46320.42240.3855110.89630.80430.72240.64960.58470.52680.47510.42890.38750.3505120.88740.78850.70140.62460.55680.49700.44400.39710.35550.3186130.87870.77300.68100.60060.53030.46880.41500.36770.32620.2897140.87000.75790.66110.57750.50510.44230.38780.34050.29920.2633150.86130.74300.64190.55530.48100.41730.36240.31520.27450.2394160.85280.72840.62320.53390.45810.39360.33870.29190.25190.2176170.84440.71420.60500.51340.43630.37140.31660.27030.23110.1978180.83600.70020.58740.49360.41550.35030.29590.25020.21200.1799190.82770.68640.57030.47460.39570.33050.27650.23170.19450.1635200.81950.67300.55370.45640.37690.31180.25840.21450.17840.1486210.81140.65980.53750.43880.35890.29420.24150.19870.16370.1351220.80340.64680.52190.42200.34180.27750.22570.18390.15020.1228230.79540.63420.50670.40570.32560.26180.21090.17030.13780.1117240.78760.62170.49190.39010.31010.24700.19710.15770.12640.1015250.77980.60950.47760.37510.29530.23300.18420.14600.11600.0923260.77200.59760.46370.36070.28120.219

The PVIFA calculator finds the present value interest factor of annuity (PVIFA for short) for your newest investment.OmniCalculatorlogoWe’rehiring!EmbedShareviaInterestrateperperiod(r)%Numberofperiods(n)PVIFAAdvancedmodeCheckout92similarinvestmentcalculators📈401kAfter-taxcostofdebtAnnuity…89morePVIFACalculatorByBognaSzykLastupdated:Jun04,2020Tableofcontents:WhatisPVIFA?PVIFAformulaHowtousethePVIFAcalculator?AnexamplePVIFAtableIfyouhaveachoicebetweenamassivesumofmoneyoranannuity,andyou'renotsurewhichonetopick,thisPVIFAcalculatorisyournewbestfriend.Inthisarticle,wewillusesimpleexamplestoshowyouwhatisPVIFA.andhowyoucanutilizeitininvestmentdecisions.WewillalsoprovideyouwithasmallPVIFAtableforquickreference.WhatisPVIFA?PVIFAisanabbreviationforPresentValueInterestFactorofAnnuity.Itisanideabasedonthetimevalueofmoney:themoneyyouhavenowisworthmorethanthesameamountofmoneyafewyearsfromnow.Whyismoneyworthmoretoday?Thereasonissimple-youcandecidetoinvestitsothatitwillgenerateinterest.Allthatpotentiallyearnedmoneyincreasesthevalueofthecashyouhaverightnow.Now,imagineyou'regivenachoice:youcaneithergetaconsiderablesumofmoneytodayorregularpaymentsspreadoverafewyears(alsocalledannuitypayments).Whichoptionshouldyouchoose?It'satrickyquestion,becausethefuturevalueofannuityisdifferentthanthesameamountofmoneytoday.Toanswerit,youneedtousethisPVIFAcalculator.PVIFAformulaNowthatweknowwhatisPVIFA,andhowtouseit,let'stransformourknowledgeintoamathematicalequation.ThePVIFAformulalookslikethis:PVIFA=(1-(1+r)-n)/rwhere,PVIFAisthepresentvalueinterestfactorofannuity;ristheinterestrateperperiod,expressedasadecimal;andnisthenumberofperiods(years).WecanusethisPVIFAformulatofigureoutwhat'sthefuturevalueofeightconsecutivepayments,obtainedonceayearataninterestrateof4%peryear.How?Let'stakealookatanexamplebelow.HowtousethePVIFAcalculator?AnexampleImagineyouhaveinvestedinapromisingstartupwhichproduces3Dprinters.Yourinvestmentwillresultinyougettingeightpaymentsof$3,000-oneperyear.Theinterestrate,aswementionedab

PVIF Calculator · The present value interest factor (PVIF) is a formula used to estimate the current worth of a sum of money that is to be received at ...PVIFCalculatorPVIFCalculatorHome»Bookkeeping»PVIFCalculatorSep18,2020BookkeepingbyAdamHillBehindeverytable,calculator,andpieceofsoftware,arethemathematicalformulasneededtocomputepresentvalueamounts,interestrates,thenumberofperiods,andthefuturevalueamounts.Wewill,attheoutset,showyouseveralexamplesofhowtousethepresentvalueformulainadditiontousingthePVtables.Ifyoudon’thaveaccesstoanelectronicfinancialcalculatororsoftware,aneasywaytocalculatepresentvalueamountsistousepresentvaluetables(PVtables).Adollartodayisworthmorethanadollartomorrowbecausethedollarcanbeinvestedandearnaday’sworthofinterest,makingthetotalaccumulatetoavaluemorethanadollarbytomorrow.Bylettingtheborrowerhaveaccesstothemoney,thelenderhassacrificedtheexchangevalueofthismoney,andiscompensatedforitintheformofinterest.Theinitialamountoftheborrowedfunds(thepresentvalue)islessthanthetotalamountofmoneypaidtothelender.Thetableisusedmuchthesamewayastheothertimevalueofmoneytables.Thepresentvalueinterestfactorisbasedonthekeyfinancialconceptofthetimevalueofmoney.Thistableusuallyprovidesthepresentvaluefactorsforvarioustimeperiodsanddiscountratecombinations.Whileusingthepresentvaluetablesprovidesaneasywaytodeterminethepresentvaluefactor,thereisonelimitationtoit.Interestistheadditionalamountofmoneygainedbetweenthebeginningandtheendofatimeperiod.Themachineisexpectedtohavealifeof5years,andasalvagevalueof$5,000.Annualmaintenancecostswilltotal$20,000.Annualnetcashreceiptsresultingfromthismachinearepredictedtobe$45,000.Thecompany’srequiredrateofreturnis15percent(thisisthesamedataasthepreviousexercise).DeterminethepaybackperiodforthisinvestmentusingtheformatshowninTable8.1“CalculatingthePaybackPeriodforJackson’sQualityCopies”.BecausethePVof1tablehadthefactorsroundedtothreedecimalplaces,theanswer($85.70)differsslightlyfromtheamountcalculatedusingthePVformula($85.73).Theprese

Present value factor, also known as present value interest factor (PVIF) is a factor that ... You can use our free, online calculator to generate a present value of $1 ...HomeTimeValueofMoneyPresentValueInterestFactorPresentValueInterestFactorPresentvaluefactor,alsoknownaspresentvalueinterestfactor(PVIF)isafactorthatisusedtocalculatethepresentvalueofmoneytobereceivedatsomefuturepointintime.Inotherwords,thisfactorhelpsustodeterminewhethercashreceivednowisworthmore,orlessthanwhenitisreceivedlater.ThePresentValueFactorisanintegralcomponentinthecalculationofthepresentvalueofmoneyundertheDiscountedCashFlow(DCF)modelfordeterminingthepresentvalueoffuturecashflowsofaninvestmentandisalwayslessthanone.Presentvaluefactorisoftenavailableintheformofatableforeaseofreference.Thistableusuallyprovidesthepresentvaluefactorsforvarioustimeperiodsanddiscountratecombinations.Whileusingthepresentvaluetablesprovidesaneasywaytodeterminethepresentvaluefactor,thereisonelimitationtoit.Youcanuseourfree,onlinecalculatortogenerateapresentvalueof$1tablewhichcanthenbeprintedorsavedtoExcelspreadsheet.TheaccuracylevelofthepresentvaluefactorsinthepresentvaluetablesisslightlylesssincemostofthepresentvaluetablesroundoffthePVfactorvaluetothreeorfourdecimalplacesatthemost.Therefore,themostoptimalwaytocalculatethepresentvaluefactorwouldbetouseitsactualformula.PresentValueFactorFormula$$PVIF=\dfrac{1}{(1+r)^{n}}$$r=discountrateortheinterestraten=numberoftimeperiodsTheaboveformulawillcalculatethepresentvalueinterestfactor,whichyoucanthenusetomultiplebyyourfuturesumtobereceived.Youcouldalsoskipthatstepbyusingtheformulabelow,whichwillgiveyoutheactualpresentvalueoftheamount:$$PVIF=\dfrac{a}{(1+r)^{n}}$$a=thefuturesumtobereceivedr=discountrateortheinterestraten=numberoftimeperiodsItisderivedfrombreakingdowntheformulaforcalculatingpresentvaluewhichis,$$Present\:Value=\dfrac{FV}{(1+r)^{n}}$$FV=Futurevaluer=Rateofreturnn=NumberofperiodsThetwofactorsneededtocalculatethepresentvaluefactorarethetimeperiodandthediscoun

SkiptoprimarynavigationSkiptomaincontentSkiptoprimarysidebarSkiptofooterHome»FinancialModelingGuides»ExcelModeling»PresentValueFactor(PV)ArticlebyMadhuriThakurReviewedbyDheerajVaidya,CFA,FRMWhatisPresentValueFactor(PV)Presentvaluefactorisfactorwhichisusedtoindicatethepresentvalueofcashtobereceivedinfutureandisbasedontimevalueofmoney.ThisPVfactorisanumberwhichisalwayslessthanoneandiscalculatedbyonedividedbyoneplustherateofinteresttothepower,i.e.numberofperiodsoverwhichpaymentsaretobemade.PresentValueFactorFormulaYouarefreetousethisimageonyourwebsite,templatesetc,PleaseprovideuswithanattributionlinkHowtoProvideAttribution?ArticleLinktobeHyperlinkedForeg:Source:PresentValueFactor(PV)(wallstreetmojo.com)r=rateofreturnn=numberofperiodsThisformulaiscenteredontheideaofassessingifanongoinginvestmentcanbeencashedandutilizedbettertoenhancethefinaloutcomeascomparedtoanoriginaloutcomethatcanbehadwiththecurrentinvestment.Withaviewtoestimatingwhatwouldbethecurrentvalueofacertainsumtobereceivedonafuturedate,weneedtwofactors,namely,thetimeintervalafterwhichthesumistobereceivedandtherateofreturnforthesame.Thesetwofactorscanthenbeusedtocalculatethepresentvaluefactorsforanygivensumtobereceivedonanygivenfuturedate.ThisPVfactorwouldhelpcalculatethecurrentequivalentamountforthefuture sumintermsoftimevalueformoney, andthenitisusedtocalculatehowbetterreturnscanbeachievedbyreinvestingthiscurrentequivalentinarelativelybetteravenue.ExamplesSuppose,ifsomeoneweretoreceive$1000after2years,calculatedwitharateofreturnof5%.Now,thetermornumberofperiodsandtherateofreturncanbeusedtocalculatethe PVfactorforthissumofmoneywiththehelpoftheformuladescribedabove.PVfactor=1/(1+r)n=1/(1+0.05)2 =0.907Now,multiplyingthesumof$1000tobereceivedinthefuturebythisPVfactor,weget:$1000x0.907=$907Thismeansthat$907isthecurrentequivalentofthesumof$1000tobereceivedafter2yearswitharateofreturnof5%,anditcouldbepossibletoreinvestthissumof$907somewhereelsetoreceivegreaterreturns.UsesThisconceptofPVfactorcanbeofgreatuseinestima

PV Factor Calculator (Click Here or Scroll Down). Present Value Factor Formula. The formula for the present value factor is used to calculate the present value ...PresentValueFactorPVFactorCalculator(ClickHereorScrollDown)Theformulaforthepresentvaluefactorisusedtocalculatethepresentvalueperdollarthatisreceivedinthefuture.Thepresentvaluefactorformulaisbasedontheconceptoftimevalueofmoney.Timevalueofmoneyistheideathatanamountreceivedtodayisworthmorethanifthesameamountwasreceivedatafuturedate.Anyamountreceivedtodaycanbeinvestedtoearnadditionalmonies.UseofthePresentValueFactorFormulaBycalculatingthecurrentvaluetodayperdollarreceivedatafuturedate,theformulaforthepresentvaluefactorcouldthenbeusedtocalculateanamountlargerthanadollar.Thiscanbedonebymultiplyingthepresentvaluefactorbytheamountreceivedatafuturedate.Forexample,ifanindividualiswantingtousethepresentvaluefactortocalculatetoday'svalueof$500receivedin3yearsbasedona10%rate,thentheindividualcouldmultiply$500timesthepresentvaluefactorof3yearsand10%.Thepresentvaluefactorisusuallyfoundonatablethatliststhefactorsbasedontheterm(n)andtherate(r).Oncethepresentvaluefactorisfoundbasedonthetermandrate,itcanbemultipliedbythedollaramounttofindthepresentvalue.Usingtheformulaonthepriorexample,thepresentvaluefactorof3yearsand10%is.751,so$500times.751equals$375.66.HowisthePresentValueFactorFormuladerived?TheformulaforthepresentvaluefactorisfoundbybreakingdowntheactualpresentvalueformulaofByfactoringoutfuturevalue,the2ndportionoftheformulaisthepresentvaluefactorwhichcanbeusedtocreateatabletosimplifythecalculation.ReturntoTopFormulasrelatedtoPresentValueFactorPresentValueNewtoFinance?StartwiththeBasicsPresentValueFutureValueCompoundInterestSimpleInterestPresentValueFactorCalculatorYourbrowserdoesnotsupportiframes.AlphabeticalIndex:A-CD-FG-IJ-LM-PQ-ST-VW-ZHomePrivacyPolicy*Thecontentofthissiteisnotintendedtobefinancialadvice.Thissitewasdesignedforeducationalpurposes.Theusershoulduseinformationprovidedbyanytoolsormaterialathisorherowndis

Using the formula for calculating the PVIF, the calculation would be $10,000 / (1 + .05) ^ 5. The resulting PVIF figure from the calculation is $7,835.26.LinkedInwithBackgroundFinancialAnalysisHowtoValueaCompanyCorporateFinance&AccountingFinancialAnalysisWhatIsthePresentValueInterestFactor(PVIF)?Thepresentvalueinterestfactor(PVIF)isaformulausedtoestimatethecurrentworthofasumofmoneythatistobereceivedatsomefuturedate.PVIFsareoftenpresentedintheformofatablewithvaluesfordifferenttimeperiodsandinterestratecombinations.TheFormulaforthePresentValueInterestFactorIsPVIF=a(1+r)nwhere:a=The future sum to be receivedr=The discount interest rate\begin{aligned}&PVIF=\frac{a}{(1+r)^{n}}\\&\textbf{where:}\\&a=\text{Thefuturesumtobereceived}\\&r=\text{Thediscountinterestrate}\\&n=\text{Thenumberofyearsorothertimeperiod}\end{aligned}​PVIF=(1+r)na​where:a=The future sum to be receivedr=The discount interest rate​UnderstandingthePVIFThepresentvalueinterestfactorisbasedonthekeyfinancialconceptofthetimevalueofmoney.Thatis,asumofmoneytodayisworthmorethanthesamesumwillbeinthefuture,becausemoneyhasthepotentialtogrowinvalueoveragivenperiodoftime.Providedmoneycanearninterest,anyamountofmoneyisworthmorethesooneritisreceived.Presentvalueinterestfactorsareoftenusedinanalyzingannuities.Thepresentvalueinterestfactorofanannuity(PVIFA)isusefulwhendecidingwhethertotakealump-sumpaymentnoworacceptanannuitypaymentinfutureperiods.Usingestimatedratesofreturn,youcancomparethevalueoftheannuitypaymentstothelumpsum.Thepresentvalueinterestfactormayonlybecalculatediftheannuitypaymentsareforapredeterminedamountspanningapredeterminedrangeoftime.KeyTakeawaysPresentvalueinterestfactors(PVIFs)areusedtosimplifyacalculationofthetime-valueofasumofmoneytobepaidinthefuture.Presentvalueinterestfactorsarecommonlyusedinanalyzingannuities.Presentvalueinterestfactorsareavailableintableformforreference.ExampleofthePVIFHereisanexampleofhowtousethePVIFtocalculatethepresentvalueofafuturesum:Assumeanindividualisgoingtoreceive$10

HomeFinanceCompanyWACCCalculatorOperatingProfitPercentageCalculatorTaxCalculatorSalesTaxCalculatorLoanMortgageEMICalculatorHomeLoanEMICalculatorStockPercentOffCalculatorReturnonEquityCalculatorPersonalHourlytoSalaryCalculatorDebttoIncomeRatioCalculatorInvestmentCapitalizationRateCalculatorGrossRentMultiplierCalculatorRetailDiscountCalculatorMathTextConversionGenerationProgrammingAllToolsContactLoginHomeToolsFinanceInterestPVIFCalculatorLoginNeeded×Youmustbeloggedintoperformthisaction.SigninEmailPasswordRememberme?Forgotyourpassword?SigninNotamember?Registerorsigninwith:CloseSharePVIFCalculatorOct24,20180CommentsPVIFCalculatorisanonlinetoolusedtocalculatePVIForPresentValueInterestFactorofasingledollar,rupee,etc.PVIFisusedtodeterminethefuturediscountedrateofaselectedvalueaswellasthecurrentvalueofaparticularseriesforasetnumberofperiods.CheckoutthePVTablebelowwhichshowsPVIFsforratesfrom0.25%to20%andperiodsfrom1to50.SettingName× CloseUseCase× ShowmeCloseRelatedTools×ThankYoufortryingourtools.YoumaylikeoneofourothertoolsPVIFACalculatorFVIFACalculatorPresentValueCalculatorFutureValueCalculator Don'tshowmethisagainCloseLikeUsonFacebook×ThankYoufortryingourtools.IfyoulikedourtoolspleasegiveathumbsuptoourFacebookpageandshareitwithyourfriends. CloseWrongTool×Thefollowingtoolsmayhelpyouinstead.Close×Failed!Wehavenotedtheerrorandwilladdressitsoon.Sendusafeedbackwithyouremailaddressifyouwanttobenotified.×ModalHeaderSometextinthemodal.CloseInterestRatePerPeriod(%)NumberOfPeriodCalculatePVIFPVIF:..BackgroundInformationWhatdoesPVIFmean?Thispresentvaluefactorprovidesasimpleevaluationtodeterminethepresentvaluedollaramountofasumofmoneytobereceivedinfuture.TagsFINANCE INTEREST FormulaPVIF=`1/(1+r/100)^n`Where:-r=interestrateperperiodn=numberofperiodExampleSupposewewanttocalculatethePVIFfor12periodswithaninterestrateof10%.Usingtheaboveformula:-`1/(1+r/100)^n``1/(1+10/100)^12``1/(1+0.1)^12``1/1.1^12``0.9091^12`PVIF=`0.3186`PVIFTablePVIFcanalsobecalculatedusingthepresentvaluetablegivenbelo

PVIF Calculator is an online tool used to calculate PVIF or Present Value Interest Factor of a single dollar, rupee, etc. PVIF is used to determine the future ...HomeFinanceCompanyWACCCalculatorOperatingProfitPercentageCalculatorTaxCalculatorSalesTaxCalculatorLoanMortgageEMICalculatorHomeLoanEMICalculatorStockPercentOffCalculatorReturnonEquityCalculatorPersonalHourlytoSalaryCalculatorDebttoIncomeRatioCalculatorInvestmentCapitalizationRateCalculatorGrossRentMultiplierCalculatorRetailDiscountCalculatorMathTextConversionGenerationProgrammingAllToolsContactLoginHomeToolsFinanceInterestPVIFCalculatorLoginNeeded×Youmustbeloggedintoperformthisaction.SigninEmailPasswordRememberme?Forgotyourpassword?SigninNotamember?Registerorsigninwith:CloseSharePVIFCalculatorOct24,20180CommentsPVIFCalculatorisanonlinetoolusedtocalculatePVIForPresentValueInterestFactorofasingledollar,rupee,etc.PVIFisusedtodeterminethefuturediscountedrateofaselectedvalueaswellasthecurrentvalueofaparticularseriesforasetnumberofperiods.CheckoutthePVTablebelowwhichshowsPVIFsforratesfrom0.25%to20%andperiodsfrom1to50.SettingName× CloseUseCase× ShowmeCloseRelatedTools×ThankYoufortryingourtools.YoumaylikeoneofourothertoolsPVIFACalculatorFVIFACalculatorPresentValueCalculatorFutureValueCalculator Don'tshowmethisagainCloseLikeUsonFacebook×ThankYoufortryingourtools.IfyoulikedourtoolspleasegiveathumbsuptoourFacebookpageandshareitwithyourfriends. CloseWrongTool×Thefollowingtoolsmayhelpyouinstead.Close×Failed!Wehavenotedtheerrorandwilladdressitsoon.Sendusafeedbackwithyouremailaddressifyouwanttobenotified.×ModalHeaderSometextinthemodal.CloseInterestRatePerPeriod(%)NumberOfPeriodCalculatePVIFPVIF:..BackgroundInformationWhatdoesPVIFmean?Thispresentvaluefactorprovidesasimpleevaluationtodeterminethepresentvaluedollaramountofasumofmoneytobereceivedinfuture.TagsFINANCE INTEREST FormulaPVIF=`1/(1+r/100)^n`Where:-r=interestrateperperiodn=numberofperiodExampleSupposewewanttocalculatethePVIFfor12periodswithaninterestrateof10%.Usingt

When the interest rate is annual, and the period is a year, this is equivalent to the present value of annuity formula. pvif calculator This equation is used in our ...ContentFreePresentValueInterestFactor(pvif)CalculatorPresentValueOfAFutureSumPresentValueInterestFactor(pvif)CalculatorThediscountrateusedinthepresentvalueinterestfactorcalculationapproximatestheexpectedrateofreturnforfutureperiods.Itisadjustedforriskbasedonthedurationoftheannuitypaymentsandtheinvestmentvehicleutilized.Higherinterestratesresultinlowernetpresentvaluecalculations.Thisisbecausethevalueof$1todayisdiminishedifhighreturnsareanticipatedinthefuture.ThePVIFACalculatorisusedtocalculatethepresentvalueinterestfactorofannuity.PVIFAisafactorthatcanbeusedtocalculatethepresentvalueofaseriesofannuities.Usingaconceptcalledpresentvalue,wecandeterminehowmuchacertainamountofmoneyinthefutureisactuallyworthtoday.ThenthepresentvalueofanyfuturedollaramountcanbefiguredbymultiplyinganyspecifiedamountbytheinverseofthePVIFnumber.Inouraboveexample,ifCompanySchoosesthefirstoptionandreceivesthe$1000immediatelyfromCompanyB,thenithastheoptiontoinvestthismoneypvifcalculatorinaninvestmentschemethatprovidesahigherrateofreturn.Thisway,itcanearnextramoneyfromthe$1000ratherthanwaitingforitfortwoyearsandlosingoutontheopportunitycost.Putdifferently,thepresentvalueofmoneyisinverselyproportionaltothetimeperiod.Whentheinterestrateisannual,andtheperiodisayear,thisisequivalenttothepresentvalueofannuityformula.pvifcalculatorThisequationisusedinourpresentvaluecalculatoraswell,soyoucanuseitforcheckingyourPVcalculations.pvif..pviftable..pvifcalculatorpic.twitter.com/TvnOADSTrh—백현이만(@etfactaestb)September16,2019Thistableisaparticularlyusefultoolforcomparingdifferentscenarioswithvariablenandrvalues.Therateisdisplayedacrossthetable’stoprow,whilethefirstcolumnshowsthenumberofperiods.PresentValueFactorFormulaisusedtocalculateapresentvalueofallthefuturevaluetobereceived.Timevalueofmoneyistheconceptthatsaysanamountreceivedtodayismorevaluable

SigninHomeJaiibJAIIB/CAIIBPrevQuesPrinciplesandPracticesofBankingVideosAccountingandFinanceforBankingVideosLegalandRegulatoryAspectsofBankingVideosJAIIBNOTESCaiibCAIIBNOTESABMVideosBFMVideosPreviousYearQuesBankPromotionsFullVideoPromotionCoursePrevYearQuesTestsCoursesSigninWelcome!LogintoyouraccountyourusernameyourpasswordForgotyourpassword?PasswordrecoveryRecoveryourpasswordyouremailSearchHomeJaiibJAIIB/CAIIBPrevQuesPrinciplesandPracticesofBankingVideosAccountingandFinanceforBankingVideosLegalandRegulatoryAspectsofBankingVideosJAIIBNOTESCaiibCAIIBNOTESABMVideosBFMVideosPreviousYearQuesBankPromotionsFullVideoPromotionCoursePrevYearQuesTestsCoursesInstagramYoutubeHomeJaiibJAIIB/CAIIBPrevQuesPrinciplesandPracticesofBankingVideosAccountingandFinanceforBankingVideosLegalandRegulatoryAspectsofBankingVideosJAIIBNOTESCaiibCAIIBNOTESABMVideosBFMVideosPreviousYearQuesBankPromotionsFullVideoPromotionCoursePrevYearQuesTestsCoursesSearchHomeJaiibJAIIB/CAIIBPrevQuesPrinciplesandPracticesofBankingVideosAccountingandFinanceforBankingVideosLegalandRegulatoryAspectsofBankingVideosJAIIBNOTESCaiibCAIIBNOTESABMVideosBFMVideosPreviousYearQuesBankPromotionsFullVideoPromotionCoursePrevYearQuesTestsCoursesSearchSigninWelcome!LogintoyouraccountyourusernameyourpasswordForgotyourpassword?GethelpPasswordrecoveryRecoveryourpasswordyouremailApasswordwillbee-mailedtoyou.AccountingandFinanceforBankersJaiibHowtoCalculatePVIFandPVIFAonSimpleCalculatorin10SecondsByLearningSessionsMarch30,201822170FreeDailyLiveClassesHowtoCalculatePVIFandPVIFACalculatePVIF-PresentValueofInterestFactor&PVIFA-PresentValueofInterestFactorofAnnuityusingSimpleCalculator.Whatisthe‘PresentValueInterestFactor–PVIF’GetJAIIBStudyMaterialClickHereThepresentvalueinterestfactor(PVIF)isafactorthatisutilizedtoprovideasimplecalculationfordeterminingthepresentvaluedollaramountofasumofmoneytobereceivedatsomefuturepointintime.GiveMockTestofJAIIB/CAIIBFordeterminationorconsiderationofaseriesofpossiblepresentvalues,PVIFsareoftenrepresente

HomeAccountingManagementAccountingPresentValueFactorCalculation|Stepsinvolved|CalculatorStepsinvolvedincalculationofPresentValueFactor(P.V.F)Thefollowingstepsareinvolvedinthepreparationofpresentvalue1.Cashoutflowsofthefirstyearistakenasitissincethecashoutflowsofonerupeeisequaltoonerupee.2.Cashinflowsfordifferentperiodsareconsideredascashreceivedaftertaxbutbeforedepreciation.3.Cashinflowsisconsideredforfulleconomiclifeoftheproject.4.Thesalvagevalueorscrapvalueoftheprojectisconsideredascashinflows.5.Bothcashinflowsandcashoutflowsshouldbediscountedatapredetermineddiscountrate.6.Generally,costofcapitalofafirmisconsideredasdiscountrate.Itisotherwisecalledascut-offrate.7.Ifthemanagementwishesthediscountrateisotherthanthecostofcapital,thedecisionofmanagementisfinal,suchrateistakenasdiscountrate.Inthiscase,generally,discountrateissomewhathigherthanthecostofcapital.8.Thepresentvaluefactorisidentifiedwiththehelpofdiscountrate.FormulatocalculateP.V.FThefollowingformulaisusedtofindthepresentvaluefactor.P.V.F=Where,P.V.F=PresentValueFactorr=DiscountRaten=NumberofyearsThefollowingexampleclearsthecalculationofpresent-valuefactor.Discountrateis12%.Numberofyearisthree.Thepresentvaluefactoris0.7120.712meansmeansthatRs.1000receivableafter3yearsisequaltoRs.712today.Inotherwords,Rs.712investedtodayat12%willbringRs.1000afterthreeyears.9.Then,thepresentvalueofcashinflowsfordifferentvaluesarecalculatedwiththehelpofpresentvaluecalculatorat12%.10.Thecashoutflowsatsubsequentperiodsarediscountedatthesamerateofpresentvaluefactor.Thepresentvalueoftotalcashinflowsshouldbecomparedwiththepresentvalueoftotalcashoutflows.Ifthepresentvalueofcashinflowsaregreaterthan(orequalto)thepresentvalueofcashoutflows(orinitialinvestment),theprojectwouldbeaccepted.Ifnotso,thentheprojectwillberejected.Referthispage:CalculatorsAtoZformorefinancialcalculators.RelatedPostsTags:capitalbudgeting,managementaccountingSubscribenowRecentPostsWeaknessesofTradeUnionMovementinIndiaandSuggestiontoStrengthenAuditPlanning&Develop