Brian W. Kelly retired as an Assistant Professor in the Business Information Technology (BIT) program at Marywood University, where he also served as the IBM i and Midrange Systems Technical Advisor to the IT Faculty. Kelly designed, developed, and taught many college and professional courses. He continues as a contributing technical editor to a number of IT industry magazines, including ＂The Four Hundred＂ and ＂Four Hundred Guru,＂ published by IT Jungle. Kelly is a former IBM Senior Systems Engineer and IBM Mid Atlantic Area Specialist. His specialty was designing applications for customers as well as implementing advanced IBM operating systems and software facilities on their machines. He has an active information technology consultancy. He is the author of 135 books and numerous technical articles. Kelly has been a frequent speaker at COMMON, IBM conferences, and other technical conferences. Brian was a candidate for US Congress from Pennsylvania in 2010 and he brings a lot of experience to his writing endeavors. Brian Kelly knows that the student debt crisis can be solved without bankrupting America.